By using NicoleRutigliano.com, you agree to these conditions. Please read them carefully.

I. Terms Defined
Welcome to the  NicoleRutigliano.com website (“Site”). This Terms of Use Agreement (“Agreement”) sets forth the agreement between Blissful  Wizard, LLC (collectively, “N.R.” or “we”) and each user (“you” or “user”) governing the use by you of this Site. Please read this Agreement carefully before using this Site. By using this Site, you agree to be bound by the terms and conditions contained in this Agreement. If you do not agree to the terms and conditions contained in this Agreement, you may not access or otherwise use this Site.

Please review this Agreement each time you use this site, as we reserve the right to change this Agreement. In addition, please note that the use of any service or feature, or purchases made on this site are subject to any posted guidelines or policies applicable to such services, features or purchases that may also be updated periodically. All such guidelines or policies are hereby incorporated by reference into this Agreement.

II. Copyright and Trademark
All content included in or made available by any service through the Site including text, images, graphics, logos, digital downloads and audio clips is the property of Nicole Rutigliano and is protected by United States and international copyright laws.

III. Not Healthcare Advice

By requesting a reading and/or scheduling an appointment with Nicole Rutigliano, you understand and agree that Nicole Rutigliano is not a medical professional, attorney, accountant or other licensed professional, and cannot give medical, legal, or tax advice. Any information or advice given by Nicole Rutigliano is not to be used by you in place of any medical, legal, tax or financial advice or diagnosis from qualified and licensed professionals in those fields. Readings by Nicole Rutigliano are intended to offer insight into your personal life and do not in any way constitute medical, legal, tax or financial advice. Nicole Rutigliano will not be held liable for any damages resulting from the use of this website or as a result of any reading or appointment with Nicole Rutigliano, or any persons or events related thereto, and/or any actions or decisions that you may make as a result, including without limitation, actual, incidental and/or consequential damages resulting from any claims resulting from any act or omission, negligence, fraudulent misrepresentation or otherwise, including without limitation, personal injury, death, loss of income, stress (emotional or otherwise), errors or omissions, or otherwise.

The advice, information, services and other content provided on and through this Site, including information that may be provided on the Site and other content provided on any Linked Site, as defined in this Agreement, are provided for informational and entertainment purposes only. Users should only use this information to facilitate discussions about treatment options with their physician or other healthcare professional (collectively, “Healthcare Professional”). Any information provided on this Site or any Linked Sites, is never intended as a substitute for advice from your Healthcare Professional, even if the information is of a medical nature.

You should not use the information or services on this Site for diagnosis or treatment of any health issue or for prescription of any medication or other treatment. You should always speak with your Healthcare Professional, before using any medication, or herbal or homeopathic product, or before adopting any treatment for a health problem.

IV. Privacy
Use of this Site is subject to the terms of this Privacy Policy.

In general, you can visit the Site without telling us who you are or revealing any Personal Information about yourself. (Personal Information means any information that may be used to identify any individual, including, but not limited to, first and last names, nickname, home or other physical address, telephone number, e-mail address, birth date and birth time, birth location including city, state, and country, credit card information, billing address, and your browsing or buying patterns.) However, some features or services may require you to provide Personal Information.

From time to time, N.R. may collect general, non-personal, statistical information about the use of the Site, such as how many visitors visit a specific page on the Site, how long they state on that page and which hyperlinks, if any, the “click” on. We may collect this information through the use of “cookies” and other tracking technologies. The purpose of this collection would be to determine which areas of the Site are most popular and to enhance the Site for visitors. We may also use this aggregate visitor data in order to describe the use of the Site to our existing or potential business partners, sponsors, advertisers, or other third parties, or in response to a government request. However, please be assured that this aggregate data will in no way personally identify you or any other visitors to the Site.

With respect to the Personal Information we collect, we may retain and use that information for several purposes. For example, we may use your Personal Information in order to add you to our mailing list and respond to your questions. We may send you periodic communications by e-mail including news updates, special promotional offers or information on our products or services that may interest you. If you wish to opt-out of receiving these communications, instructions will be in the e-mail to do so.

We may share and disclose your Personal Information to third parties as set forth in this Privacy Policy. We may sometimes use other business to perform certain services for us, such as maintaining the Site and our mailing lists, and providing marketing assistance and data analysis. We will take reasonable steps to ensure that these third party service providers are obligated to protect Personal Information on N.R.’s behalf. As N.R. develops, we may buy other businesses or their assets or sell our business assets. Customer information is generally one of the business assets involved in such transactions. Thus, in the event that N.R. or all of its assets are acquired, customer information would be one of the transferred assets.

N.R. fully cooperates with law enforcement agencies in identifying those who use our services for illegal activities, and may in its sole discretion disclose Personal Information or other information to satisfy any law, regulation, subpoena, or government request, or in connection with litigation. N.R. reserves the right to release Personal Information or other information about users who we believe are engaged in illegal activities or are otherwise in violation of our Terms of Use even without a subpoena, warrant or court order, if we believe in our sole discretion that such disclosure is necessary or appropriate to operate the site, or to protect the rights or property of N.R., its affiliates, or any of their officers, directors, or employees, agents, third party content providers, suppliers, sponsors, or licensors. N.R. also reserves the right to report to law enforcement agencies any activities we reasonably believe in our sole discretion to be unlawful.

N.R. intends to take reasonable steps to protect the Personal Information you share with us from unauthorized access or disclosure. However, in order to take advantage, your browser must support encryption protection (found in Internet Explorer release 3.0 and above). Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your Personal Information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online and cannot be responsible for the theft, destruction, or inadvertent disclosure of your Personal Information.

This Site is not intended for use by children under the age of 13 and N.R. does not knowingly collect or use any Personal Information from such children. If we become aware that we have unknowingly collected Personal Information from a child under the age of 13, we will make reasonable efforts to delete that information from our database.

N.R. is not liable for the actions of third parties, including but not limited to third party ad servers or third party websites that have placed cookies on your computer.

This Privacy Policy and the privacy practices of N.R. will be subject exclusively to the laws of the State of New York within the United States. N.R. makes no representation that this Privacy Policy and our practices comply with the laws of any other country or jurisdiction. Visitors residing outside this jurisdiction do so at their own risk and are responsible for reliance with local laws.

V. Links; Third Party Websites

Links on the Site to third party websites are provided only as a convenience to you. If you use these links, you will leave the Site. We do not control or endorse any such third party websites. You agree that we will not be responsible or liable for any content, goods or services provided on or through these outside websites or for your use or inability to use such websites. You will use these links at your own risk. You are advised that other websites on the Internet, including third party websites linked from this Site, might contain material or information that some people may find offensive or inappropriate; or that is inaccurate, untrue, misleading or deceptive; or that is defamatory, libelous, infringing of others’ rights or otherwise unlawful. We expressly disclaims any responsibility for the content, legality, decency or accuracy of any information, and for any products and services, that appear on any third party website.

Without limiting the foregoing, your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the use of the Site, including payment for and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that we shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site.

VI. Disclaimer; Limitation of Liability
You expressly understand and agree that:

Your use of the Site is at your sole risk. The Site and the materials contained herein are provided on an “as is” and “as available” basis. Except as otherwise expressly provided in this agreement, N.R. and its affiliated companies and their respective officers, directors, employees and other representatives (collectively, “N.R. parties”) expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

Except as otherwise expressly provided in this agreement, we make no warranty that (i) the Site will meet your requirements, (ii) the Site will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the Site will be accurate or reliable, (iv) the quality of any products, services, information, or other material obtained by you through the Site will meet your expectations, and (v) any errors in the Site will be corrected. Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from N.R. parties or on or through the site shall create any warranty not expressly stated in this agreement.

All products and services purchased on or through the Site are subject only to any applicable warranties of their respective manufacturers, distributors and/or suppliers, if any. To the fullest extent permissible by applicable law, N.R. parties disclaim all warranties of any kind, either express or implied, including, any implied warranties, with respect to the products and services listed or purchased on or through the Site. Without limiting the generality of the foregoing, N.R. parties expressly disclaim all liability for product defect or failure, claims that are due to normal wear, product misuse, abuse, product modification, improper product selection and non-compliance with any printed directions.

N.R. parties shall not under any circumstances be liable for any damages of any kind arising out of, in connection with or relating to the use of or inability to use the site, including any liability (i) as a publisher of information, (ii) as a reseller of any products or services, (iii) for any defective products, (iv) for any incorrect or inaccurate information, (v) for any unauthorized access to or disclosure of your transmissions or data, (vi) for statements or conduct of any third party on the site, or (vii) for any other matter relating to this site or any third party website. This is a comprehensive limitation of liability that applies to all damages of any kind, including any direct, indirect, special, incidental or consequential damages (including damages for loss of business, loss of profits, loss of good will, loss of use, loss of data, cost of procuring substitute goods, services or information, litigation or the like), whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if an individual advises of the possibility of such damages. The limitations of liability set forth herein are fundamental elements of the basis of the bargain between N.R. and you. The products, information and services offered on and through the site would not be provided without such limitations. Notwithstanding the foregoing, the sole and entire maximum liability of N.R. parties for any reason, and your sole and exclusive remedy for any cause or claim whatsoever, shall be limited to the amount paid by you for any product, information or service purchased by you from N.R. on this site.

Some jurisdictions do not allow the disclaimer of certain warranties or the limitation or exclusion of liability for certain types of damages. Accordingly, some of the above disclaimers and limitations may not apply to you. In such jurisdictions, the exclusions and liability are limited to the fullest extent permitted by law.

VII. No Refunds

 All sales are final, and N.R. does not offer any money-back guarantees. You recognize and agree that you shall not be entitled to a refund for any purchases made via the Site. All payments are non-refundable under any circumstances, including but not limited to termination of use of the Site.

VIII. Indemnification

You agree to indemnify, defend and hold harmless N.R. Parties against all claims, demands, causes of action, losses, expenses, damages and costs, including any reasonable attorneys’ fees, resulting or arising from or relating to your use of or conduct on the Site, any activity related to your account by you or any other person, any material that you submit to, post on or transmit through the Site (including the User Content), your breach of this Agreement, your infringement or violation of any rights of another, or termination of your access to the Site.

IX. Filtering

Pursuant to 47 U.S.C. Section 230 (d) as amended, we hereby notify you that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available at http://www.staysafe.org.

X. Geographic Limits of Service 

N.R. reserves the right, at any time in our sole discretion, to limit the availability and accessibility of the Site to any person, geographic area, or jurisdiction we so desire. This Site is subject to United States export controls, and may not be used, downloaded or otherwise exported or re-exported (i) into (or to a national or resident of) Cuba, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods; or (ii) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By using the Site, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in these Terms of Use and as provided in DFARS 227.7202-1(a) and 227.7202-3(a) (1995), DFARS 252.227-7013 (October 1988), FAR 12.212(a) (1995), FAR 52.227-19, or FAR 52.227-14, and any amendments thereto, as applicable.

XI. Applicable Law; Jurisdiction; Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of New York in the United States, without regard to its choice of law provisions. You agree to submit to personal jurisdiction in the State of New York and further agree that any cause of action arising from or relating to the use of this Site or this Agreement shall be brought exclusively in the Federal or State Courts residing in New York County.

XII. Severability; Interpretation

If any provision of this Agreement shall be deemed unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, the validity and enforceability of any remaining provisions shall not be affected. When used in this Agreement, the term “including” shall be deemed to be followed by the words “without limitation.”

XIII. Entire Agreement

This Agreement constitutes the entire and only Agreement between N.R. and each user of this Site with respect to the subject matter of this Agreement and supersedes any and all prior or contemporaneous Agreements, representations, warranties and understandings, written or oral, with respect to the subject matter of this Agreement.

XIV. Miscellaneous

The failure of N.R. Parties to insist upon strict adherence to any term of this Agreement shall not constitute a waiver of such term and shall not be considered a waiver or limit that party’s right thereafter to insist upon strict adherence to that term or any other term of this Agreement.

XV. Contact Information

If you have any comments or questions regarding this Agreement, or wish to report any violation of this Agreement, please contact us. We will address any issue to the best of our abilities as soon as possible.